In electrocatalytic water splitting systems pursuing for renewable energy using sun light, developing robust, stable and easy accessible materials operating under mild chemical conditions is pivotal. We present here unique nano-particulate type silver-oxide (AgOx-NP) based robust and highly stable electrocatalyst for efficient water oxidation. The AgOx-NP is generated in situ in a HCO3–/CO2 system under benign conditions. Mircographs show that they exhibit nanoscale box type squared nano-bipyramidal configuration. The oxygen generation is initiated at low overpotential, and a sustained O2 evolution current density of > 1.1 mA cm–2 is achieved during prolonged-period water electrolysis. The AgOx-NP electrocatalyst performs exceptionally well in metal-ions free neutral or near-neutral carbonate, phosphate and borate buffers relative to recently reported Co-oxide and Ni-oxide based heterogeneous electrocatalysts, which are unstable in metal-ions free electrolyte and tend to degrade with time and lose catalytic performance during long-term experimental tests.